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Are you singing up for insurance during open enrollment? Great! Planned Parenthood Navigators can answer your questions and help you get enrolled.

Already got insurance through the Marketplace? Great! Now is the time to update your information, check out your options, and see if you want to keep or switch plans.

Planned Parenthood can help you figure out what you need to do to keep your coverage.

If you enrolled in a Marketplace plan during the last enrollment period, your coverage will most likely be automatically renewed. Pick a plan by December 15, 2018 for an effective date of January 1, 2019 to make sure coverage is continuous.

Even if your plan automatically renews, you can still go back to the Marketplace and update your information or switch plans until the end of the open enrollment period.

Why should I shop and review my options if I already have a plan I like?

Health insurance plans and costs change from year to year—including monthly premiums, copays, covered medicines, and provider networks. Even if you like your plan, you should go back to the Marketplace to update your information and check out your options to make sure your plan fits your needs. Even if you’ve looked before, health insurance plans and costs change every year. 

You could get financial assistance that can help you afford the costs. The amount of financial help you get could change from year to year based on many factors, like income and family size. It’s important to update your information so you get the correct amount of financial help.

New health plan options could be available in your area, so it’s worth checking out! Last year, consumers that shopped around and enrolled in a new plan saved more than $300.

Your provider networks can also change—check to see that the plan still covers your doctor or health care provider. (To find a plan that includes Planned Parenthood, check out the Planned Parenthood plan finder.)

This is confusing, I need help.

Tags: minnesota, mnsure

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Confused about health insurance?

Planned Parenthood can help with free, personalized assistance from MNsure certified Navigators.