Let’s face it: health insurance is confusing, but you don’t have to figure it out alone. You can even get free, in-person help signing up and picking a plan at Planned Parenthood.
The Affordable Care Act (aka Obamacare) is still in effect, and will be unless there's a change in the law. That means that birth control — including IUDs and the implant — is still covered without a copay. And there's still time to get covered. In Minnesota, you can sign up for coverage until January 14, 2018.